Indexed Universal Life Strategies
Grow your cash and protect your family!
An Indexed Universal Life (IUL) policy is a type of permanent life insurance that builds cash value based on the performance of a market index. The money is placed into the S&P 500 or another investment vehicle. This method wont put your money directly at risk in the market.
It offers flexible premiums, tax-free growth, and the ability to use the cash value for things like retirement income, emergencies, or major purchases. Your gains are capped, but your losses are protected by a 0% floor, meaning you never lose money due to market downturns!