Our Terms Of Service

By opting into SMS communications from Elevate Wealth Strategies, you agree to receive text messages related to customer care, appointment reminders, account notifications, and marketing communications regarding financial services, including retirement planning strategies, annuities, and life insurance solutions from Elevate Wealth Strategies. By providing your phone number and opting in, you expressly consent to receive recurring automated text messages from Elevate Wealth Strategies at the number provided. Consent is not a condition of purchase. 

Program Description

When you opt in, you can expect to receive text messages regarding appointment confirmations and reminders, follow-ups on inquiries or consultations, important account or service-related updates, and educational or promotional content related to financial planning and retirement strategies. Message frequency may vary depending on your interaction with our services.  

But you can expect approximately 2–10 messages per month.

Opt-Out Instructions

You can cancel the SMS service at any time. Simply text “STOP” to our number. After you send “STOP,” you will receive a confirmation message that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you wish to rejoin, you may opt in again at any time through our website or forms.

Help & Support

If you are experiencing issues with our messaging program, you can reply with the keyword “HELP” for assistance, or contact us directly at: info@elevatewealthstrategies.net

Carrier Disclaimer

Wireless carriers are not liable for delayed or undelivered messages. Messaging services may be delivered through third-party platforms. These providers are contractually obligated to protect your data and are not permitted to use it for their own marketing purposes. 

Message & Data Rates

Message and data rates may apply for messages sent to you from us and from you to us. Message frequency will vary. For questions about your text or data plan, please contact your wireless provider.

Privacy Policy

For information on how we collect, use, and protect your personal data, please review our Privacy Policy

Elevate Wealth Strategies (“the Agency”) is an independent insurance organization. We offer life insurance, indexed universal life (IUL) policies, fixed annuities, fixed indexed annuities (FIAs), and other retirement planning products through licensed insurance carriers.

All products are subject to state insurance regulations, carrier underwriting guidelines, and suitability requirements.

Nothing on this website constitutes tax, legal, or investment advice. Always consult a licensed tax professional or attorney about your personal situation.

Our agents are licensed to sell insurance products in select U.S. states.

Product availability varies by state and by carrier approval.

Before purchasing any insurance product, clients will undergo:

• State-required disclosures
• Suitability review
• Product comparison and needs analysis

Life insurance and fixed annuity products are not securities and are not sold as investments.

Fixed indexed annuities (FIAs) and IUL policies:

• Do not directly invest in the stock market
• Are not registered with the SEC
• Are not FDIC-insured
• Are backed by the claims-paying ability of the issuing insurance company

Website content is for educational purposes only.

Any guarantees mentioned (income, principal protection, riders, or credited interest floors):

• Are based solely on the claims-paying ability of the insurer
• Are not backed by a bank or government agency
• Do not imply future performance of any index or strategy

Index returns used in illustrations are hypothetical and do not reflect actual policy performance. We do not guarantee any specific financial outcome, rate of return, or income level. All financial strategies are subject to individual circumstances, market conditions, and carrier terms. 

Tax advantages associated with life insurance and annuities depend on:

• Current IRS rules
• Proper policy structure
• Client compliance with contract requirements

Withdrawals or loans may create a taxable event if the policy is not properly maintained.

Clients should seek independent tax advice.

This website does not create:

• A fiduciary relationship
• A legal advisory relationship
• A tax advisory relationship

We are required to ensure that:

• The product fits the client’s financial goals
• The client understands surrender charges, fees, and liquidity limits
• Income riders and benefits are appropriately selected

Clients will review and sign:

• State suitability forms
• Carrier product disclosures
• Prospectus alternatives (if applicable for variable products)

Insurance products may be protected by a state-level Insurance Guaranty Association (not a federal guarantee).

Coverage amounts vary by state, and limits are set by statute.

Illustrations, charts, and examples shown on the website are:

• Educational
• Hypothetical
• Not guarantees of future performance

Carrier-provided policy illustrations will always govern over any website examples.